• Skip to primary navigation
  • Skip to main content
  • Skip to footer
Affordable Burials And Cremations Toronto

Affordable Burials And Cremations Toronto

Created to Provide the Public with an Affordable Alternative to the Traditional Funeral and its Associated Costs

  • Home
  • About
    • About Us
    • Contact Us
    • Blog
  • Services
    • Build a Quote
    • Arrange and Pay
    • Plan Ahead
    • Products
      • Caskets
      • Urns
  • Obituaries
  • More
    • Prearrangements
    • Testimonials
    • Online Reviews
    • FAQ’s
    • Resource Kit
    • Cremation Comparison
    • Cremation Costs Explained
    • Price List
    • Liquid Cremation / Aquamation
    • Body Donation
  • 416-487-9697
  • Home
  • About
    • About Us
    • Contact Us
    • Blog
  • Services
    • Build a Quote
    • Arrange and Pay
    • Plan Ahead
    • Products
      • Caskets
      • Urns
  • Obituaries
  • More
    • Prearrangements
    • Testimonials
    • Online Reviews
    • FAQ’s
    • Resource Kit
    • Cremation Comparison
    • Cremation Costs Explained
    • Price List
    • Liquid Cremation / Aquamation
    • Body Donation
  • 416-487-9697
GET A QUOTE
Phone
416-487-9697 (613) 702-4406   

Katherine Rose McLeod

32 Condolences

Katherine Rose McLeod

Age 27 – it is with shock and deep sadness that we share the news of Katie’s passing on October 16, 2020 as a result of a cardiopulmonary event at Scarborough Grace Hospital, Toronto. Katie is survived by her loving parents Ken McLeod (Bernie) and Debra Edwards (Dan), brothers Trevor (Shireen) and Colin (Chelsey). She is greatly missed by her sweetheart, Andrew Harrison and best friend, Jessica Wintergerst. Remembered with love by grandparents: Jeanne and Peter Edwards and Phyllis McLeod, and many aunts, uncles and cousins, along with her extended Halverson family. A Celebration of Life will be held in the future, when conditions permit.

Katie was a shining example of what a sensitive and caring person can be. She radiated empathy and positivity to all those around her. She loved her family and friends, cats, travel, music, especially Lights and Taylor Swift, decorating, baking, and embroidery. She was the ultimate achiever and had just begun her career, after studying Alternative Dispute Resolution and had already made her mark as an exemplary employee and important part of her team. She was the lead Information Referral Coordinator at the Family Law Information Centre at the Newmarket Court House, as well as the assistant to Dr. Barbara Landau, a world- renowned expert/pioneer in the field of ADR.

Her family is comforted by the knowledge that Katie lives on through her organ donations of her heart, lungs and liver. Memorial donations to a planned memorial garden/city bench (in Broadlands Park and Rosetta McClain Gardens) can be emailed to debrae@rogers.com or you may wish to consider the following charities which were meaningful to Katie:

teamcatrescue.ca

yellowbrickhouse.org

(Katie was a cat lover beyond compare and also worked with the Yellow Brick House organization as part of her job with York Hills). To honour Katie, consider being a blood donor, a volunteer, being kind or doing a good deed. She will forever be in our hearts and never forgotten.

Thank you to the special families in the Parkwoods community where Katie was raised for their support during this difficult time. We are very grateful to the ICU staff at Scarborough Health Network for their heroic efforts and respectful care to our treasured daughter and especially to Sharon Snow of the Trillium Gift of Life Network for her compassionate assistance.

Katie is a hero and you can be too! Please consider registering as an organ donor. https://beadonor.ca/campaign/debra-edwards

Offer Condolence for the family of Katherine Rose McLeod

Reader Interactions

Condolence Messages

  1. John Halverson and Family

    October 30, 2020 at 1:50 pm

    Our sincere condolences and prayers during this time of loss.

    Reply
    • Debra

      November 2, 2020 at 1:57 pm

      Thanks John for this message as well as those you’ve posted on FB. The outpouring of love and support from friends and family is really appreciated!

      Reply
  2. Brenda Howsam

    October 30, 2020 at 3:09 pm

    Debra and family
    We are very sorry for you great loss. Katie was a wonderful person! If there’s anything we can do to help you, don’t hesitate to ask.
    Love, Brenda & Gary

    Reply
    • Debra

      November 2, 2020 at 1:59 pm

      Thanks Brenda and Gary,
      Yes – she was a wonderful daughter, sister, niece, cousin and grand-daughter as well as a friend to many. We hope she might be reunited with Shado now. Thank you for your kind message.
      – Debra

      Reply
  3. gigi van weezel

    October 30, 2020 at 4:45 pm

    Dearest Debra and family, our hearts of broken with the passing of Katie. What a beautiful woman with a generous spirit.
    With love Gigi, Val, Mateo, Miaelena

    Reply
    • Debra

      November 2, 2020 at 2:01 pm

      Thank you so much for your message and it was wonderful to see you Val and Gigi last week. Love never ends.
      – Debra

      Reply
  4. Kaylee MacKinnon & Nicole Argueta

    October 30, 2020 at 10:42 pm

    To Katie’s family:

    Sending love and hugs from afar. We are deeply sorry your loss. Katie was kindhearted and such an amazing force! She is deeply missed.

    With love,
    Kaylee and Nicole

    Reply
    • Debra

      November 2, 2020 at 2:03 pm

      Thank you Kaylee and Nicole. Katie was indeed a very special girl and we will miss her always.
      – Debra

      Reply
  5. Jeanne and Peter Edwards

    October 31, 2020 at 9:15 am

    As Grandparents, Jeanne and I feel privileged to have to have such energized Grandchildren.
    The bright star that shone for Katie in her career options and her personal endeavours, will not be
    extinguished by her passing, but will live on due to her generous donations so that others may live
    full lives.
    We love you Katie – forever.

    Reply
    • Debra

      November 2, 2020 at 2:12 pm

      Mom and Dad,
      Thank you for all your love and support – helping me become the person I am, and subsequently, who Katie turned out to be. She was a reflection of all the good qualities every parent hopes for: intelligent, kind, loving and lovable, creative, funny, generous, a person who nurtured friendships, who was an awesome sister to her brothers and I was so proud to be her mother. We will miss her every single day.

      Reply
  6. Deborah Wren

    October 31, 2020 at 2:15 pm

    I’ve known Katie since she was a little girl. Always visiting my sister Chris’s place with her best friend Brittany. She had a beautiful smile and great conversations she will be missed greatly. Love you Katie

    Reply
    • Debra

      November 2, 2020 at 2:14 pm

      Thank you Deborah. I know you would have really seen Katie’s creative side from all the cupcakes and costumes for so many of Brittany’s parties over the years. I’m glad you got to know her and see her grow into the beautiful young woman she became.
      – Debra

      Reply
  7. Linda Williamson

    October 31, 2020 at 2:16 pm

    Our deepest sympathy to the whole family.
    It is far too early in life to go.
    Linda and Andy Williamson

    Reply
    • Debra

      November 2, 2020 at 2:18 pm

      Thank you Linda and Andy for your message. She was a beautiful young woman just getting launched into her chosen career – taken far too soon.

      Reply
  8. Rick and Nadia

    October 31, 2020 at 9:29 pm

    Our heartfelt condolences go out to the family. From the out pouring of love it is obvious she was a very giving soul and a cornerstone of her family. Our deepest sympathy.

    Reply
    • Debra

      November 2, 2020 at 2:20 pm

      Thanks Rick and Nadia. We will feel this loss forever, as Trevor and Colin now have to live the rest of their lives without their sister. We are comforted by messages such as yours.
      – Debra

      Reply
  9. Shirley and Bob

    November 1, 2020 at 8:25 am

    Our heart aches for you during this very difficult time. May the memories of Katie and her imprint on life be a source of comfort to you in the days ahead.

    Reply
    • Debra

      November 2, 2020 at 2:23 pm

      Thanks Shirley and Bob. Katie was part of such a wonderful (huge!) family with all of my aunts, uncles, cousins. She loved our last trip to Nova Scotia and we had hoped to have another this year. She will always be a part of us and the support we’re getting now as a family is helping us so much to work through our grief.
      – Debbie

      Reply
  10. Anne Marie MacDonald

    November 1, 2020 at 4:00 pm

    Dear Debra and Family,

    Today and always, may loving memories bring you comfort and strength.
    Someone as special as your beautiful Katie will be remembered always for the joy she brought to this world.

    With heartfelt condolences,
    Anne Marie

    Reply
    • Debra

      November 2, 2020 at 2:25 pm

      Thank you Anne Marie – for this lovely message, and also the time spent on the phone listening as I share my stories of Katie. I know this is not the end of our story – I will let Katie guide me on the path ahead.
      – Debra

      Reply
  11. Colleen Parrish and Ted Yao

    November 2, 2020 at 3:27 pm

    Ted and Colleen, Bernie’s friends, were heartbroken to hear of the great loss of Katie, a beautiful and accomplished young woman. She will be so missed. We have donated to the cat rescue group, in honor of the love of kitties that she shared with Ken and Bernie. I know Buddy misses her!

    Reply
    • Debra

      November 2, 2020 at 9:20 pm

      Thank you Ted and Colleen. She sure was a cat lover and thank you for your donation to Team Cat Rescue! We’re hoping Katie and Shado along with other family cats may be reunited. We will miss our beautiful daughter forever.

      Reply
  12. Helen Pawlak

    November 3, 2020 at 1:03 pm

    Dear Debra
    I am so sorry for the loss of your beautiful beautiful daughter. 27 way too young for that to happen to her, she had her whole life ahead of her. I just don’t know what to say, I feel terrible for you. Just remember all the precious memories of good times you had with her and your other 2 sons as a family to help heal your grief. And my cousin Dan will always be there for you in your time of need.
    Sincerely Helen Pawlak

    Reply
    • Debra

      November 25, 2020 at 11:17 am

      Hi Helen. Sorry for the delay in acknowledging your message. Thank you for your kind words. Every day is hard but Katie left us with an abundance of photos, written words and memories which we will treasure for the rest of our lives.

      Reply
  13. George Bragues

    November 3, 2020 at 4:39 pm

    To the McLeod family:

    On behalf of the University of Guelph-Humber, I would like to express our sincerest condolences for your loss of Katherine. Our thoughts and prayers are with you all during this sad and very difficult time.

    George Bragues, Interim Vice-Provost, University of Guelph-Humber
    Brenda Whiteside, Interim Director Administration and Student Services, University of Guelph-Humber
    David Danto, Program Head, Psychology, University of Guelph-Humber

    Reply
    • Debra Edwards (mother)

      November 25, 2020 at 11:19 am

      Thank you. Katie had furthered her education at Humber, graduating with Honours last year from her post-graduate course in Alternative Dispute Resolution. She was indeed a success story as part of the alumni!

      Reply
  14. bernadette allen

    November 3, 2020 at 11:12 pm

    Debra and Ken, It has been a couple of weeks now since Katie’s passing, and I just wanted to let you know how blessed I was to have Katie in my life. Katie brought so much joy and laughter into my life. I will miss our cups of tea,I cant cook but, I make a great cup of tea, its a British thing, I will miss her great big smile, her laughter, and our talks about life, Katie has left me with lots of happy memories, she will always be in my heart, and will never be forgotten. Love Bernie

    Reply
    • Debra

      November 25, 2020 at 11:23 am

      Hi Bernie,
      Sorry for the late acknowledgement/reply. You were Katie’s second mum and I thank you for all the love and caring you provided to all three of our children (and continue to do so). I know you’ll never forget her and thank you for helping organize her things for me and for all the support you’re now providing to Ken. Katie loved you so much and she enjoyed her “cuppa” with you and your chats. You reminded her of her British heritage and you both shared a great love for animals. She will always be in our hearts. xx

      Reply
  15. Jade Allen

    November 4, 2020 at 6:52 pm

    Dearest Debra and Ken,

    My sincerest condolences to you and your family on the loss of sweet Katie. This is an absolute heartbreaking tragedy. A precious life taken from us so young. Please know I am thinking of you and sending all my love your way.

    Katie was truly an angel-she was a light in this world and radiated sunshine, warmth and kindness wherever she went. Katie was so unbelievably caring, empathetic and patient. She always believed in me and always reminded me to find joy in the small things. Thank you Katie for always accepting and loving me as I am. You always held space for me to just be me. I am forever grateful for you Katie.
    I love you, forever and always.
    Love Jade

    Reply
    • Debra

      November 25, 2020 at 11:26 am

      Thanks Jade for your lovely words – you were very special to Katie as well. It’s hard to believe such a beautiful, kind, caring, generous young woman can be gone so quickly, without warning. We are comforted by the warm messages such as yours, knowing we are being carried by so much support. Thank you for keeping Katie in your heart and thoughts always. I hope she continues to guide you in the future. xx

      Reply
  16. Jane Spratt

    December 19, 2020 at 8:38 am

    Debra,
    I am so sorry to hear the news of Katie’s passing. My thoughts are with you and your family.

    Reply
    • Debra

      December 21, 2020 at 12:11 pm

      Hi Jane,
      Thank you for your message. I feel so comforted by the many families in the neighbourhood who saw Katie grow from a baby to a lovely young woman. The moms are a great support, as you can imagine.

      Reply

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

My father passed away in January and we knew he never wanted to have a traditional funeral. Affordable Burials & Cremations came highly recommended to us by a friend. Still wanting to do our own due diligence, we called several well-known companies throughout the city to inquire about their services/pricing and what we could expect if we chose them. ABC was the only company who said they were sorry to hear about our loss and didn't immediately direct us to their website. This personal touch made all the difference! Fatima and the staff at ABC were professional, kind, and extremely helpful throughout the entire process. Their website was straightforward, and their pricing was transparent and fair. We called them many times with questions about paperwork and they were always patient and keen to assist. The information package they provided upon picking up the remains (what needs to be done, when to do it, where to mail the paperwork, etc.) was comprehensive and took all the guess work out of what needed to be done. Considering death is a very stressful and upsetting time, we couldn't have been more pleased with the service we received. Thank you Fatima and the entire ABC team, we truly appreciate all you did for us!read more
Emma Whitaker
Emma Whitaker
20:24 14 Feb 23
They took care of our mom with high professionalism and compassion. Paul and the entire staff made the process simple on every level. Thank you!
P Hein
P Hein
13:44 31 Jan 23
Many thank you to Affordable Burials and the entire team. My experience was personal and professional. I never had to worry about anything from the beginning to the hand over. My brother's cremation was done with consideration to my budget and was executed with respect. I highly recommend this company and their team for their services. Robin Fraserread more
Robin Fraser
Robin Fraser
18:33 01 Jan 23
Affordable Burials is definitely deserving of 5 stars. My wife just passed. ABC staff were extremely kind, respectful and compassionate. No pressure, simply professional in all aspects of the arrangements that we wanted made. Thank you Harriet for your kindness in making the pickup aspect so easy.read more
J Booth
J Booth
14:10 26 Dec 22
From all our family, I want to thank everyone from Affordable Burials & Cremations for taking care of our late mom.The whole process from us walking through the doors and till picking up remains and paper work was absolutely flawless. It is hard to lose those you love. But if it happens to you - "Affordable Burial & Cremations" is the only place to go. Thank you again.read more
Alex Gorokhov
Alex Gorokhov
20:10 08 Dec 22
My brother passed away under some difficult circumstances however the staff at ABC were extremely helpful, compassionate and knowledgeable. They helped me in the process when I did not know what to do. They were responsive, and from my perspective went above and beyond. I am so happy my brother's remains were in their capable hands and that they made the process easier for the family. I cannot thank them enough.read more
T Perry
T Perry
16:49 23 Nov 22
Lance and the team were kind, patient, respectful and I would not hesitate to recommend them. They helped us through a difficult time with gentleness and grace.read more
Sam M
Sam M
23:45 17 Aug 22
Affordable Burials and Cremations provided professional, courtesy and efficient services at a very affordable rate. Haven’t dealt with funerals homes several times in recent years, I much preferred the services of Affordable Burials. I got everything I needed without the upselling and numerous questions. I would recommend their services to anyone.read more
Kelly Harris
Kelly Harris
15:39 19 Jul 22
Many thanks to “Affordable Burials and Cremations”. They were very efficient and helpful, especially in our case being new in the country.My brother living in Toronto died suddenly and my husband and I had to travel from U.K. to resolve his situation considering that he lived alone. Through Google search we found “Affordable Burials and Cremations”, we talked to them over the phone, and they understood us and carried out the procedure during one week, just in time for our arrival in Toronto. We received my brother ashes along with the required paperwork in a very professional and courteous manner. Harriet was especially helpful during our emails and meeting explaining the future paperwork to do.Special thanks to all the staff and we highly recommend this business.read more
Carmen Tyrrell
Carmen Tyrrell
19:34 27 May 22
I am so very thankful for their services. What a lovely, caring and professional business. My son died suddenly and I was referred to them by my brother-in-law. I did check out a few other places however, they were so uninvested and did not have the time or energy to accommodate my requests. I highly recommend this company to take care of your loved one. THEY are the best. My thanks to Affordable staff they are amazing. Sincerely, Michele M. Wilsonread more
Michele Wilson
Michele Wilson
23:33 09 May 22
I would like to thank the staff for their kind and efficient service at a difficult time. They assisted with decisions and resources that were incredibly helpful.read more
Franky Chernin
Franky Chernin
14:01 26 Apr 22
Our family wishes to thank the employees of Affordable Burials & Cremations for the excellent services we received recently at your establishment. The staff was extremely kind and compassionate. The facility is beautifully decorated with a calming atmosphere. They were very helpful with the "after" arrangements (canceling S.I.N as an example), and preparing next steps documents. Quite impressive. We highly recommend this funeral home and again, many thanks.George Smallread more
George Small
George Small
19:39 15 Mar 22
My father passed a week ago, and we were poorly prepared. So, I really appreciate that ABC made the cremation process so easy. It was very nice to only have to make a few simple decisions, and be handed a pile of almost completed forms soon afterwards. As a result, we are now much more on top of things than I would have hoped.read more
Lise Savard
Lise Savard
04:48 05 Mar 22
Searching for services when you just lost a loved one is super difficult. The costs and transparency made it really easy for me to select options which ultimately made my decision to work with them easy. Andrew was really helpful. He advised social services would cover expenses and helped point me in the right direction and refunded my costs immediately without any issues. Thanks for your help and appreciate your advice.read more
D Back
D Back
15:03 31 Jan 22
I have worked with Affordable Burials and Cremations when both of my parents passed away. They were very compassionate and provided me with guidance throughout the process. I am so grateful to the entire staff and especially to Amanda who was always available when I needed anything! I highly recommend their services.read more
Melissa Gelinas
Melissa Gelinas
19:13 08 Jan 22
if you are reading this, you are already having a hard time. I just came back from retrieving my wife's remains. Amanda, the person I dealt with was beyond fantastic. They have all of the paper work laid out for you, even down to the most common credit card company's phone numbers to call and cancel cards when you are up to it. It is hard to tell some one on the phone why you are calling specially if it still doesn't seem real. Having the task of claiming your loved one so organized and thought out was a true blessing. Not often do I have kind words to say about any business I deal with, most are apathetic at best and down rude most of the time. Not here. It has to be done, you have to do it, they make it as easy, pleasant and efficient as possible. The same morning I had been researching what I needed and then, Amanda presents me a file "Ok, here's this, here's that, do this, keep that, mail them this, use these forms"Did I mention the forms are already completed with any information that they have available ? I just wish this was not the kind of business that I am not in a hurry to return to, BUT I can assure you, don't hesitate if this is the road you are unfortunately travelling. May your God be with youread more
paul bunion
paul bunion
23:02 14 Dec 21
Our family was devastated at the loss of our mother. My father at the loss of his wife. From the first phone call the staff at Affordable Burials and Cremations were compassionate, professional and very thorough. Their organized approached kept us informed in an amazingly dignified manner. I had several questions dealing with matters I truthfully had never faced before. The staff's assistance and guidance gave me comfort and guidance at one of the worst times of our lives. From the bottom of our hearts the staff of Affordable Burials and Cremations eased our burden in so many ways. It was as if I was dealing with friends helping us along this difficult path. My family was left with an indelible impression of compassion. It goes without saying that my family would recommend their services without question. Thank You !!read more
Tim Bates
Tim Bates
23:53 17 Nov 21
Very professional service. Quick response. Affordable prices. Would recommend 100%. Thank you!
Barbara Taylor
Barbara Taylor
14:40 10 Nov 21
I highly recommend Affordable Burials and Cremations. They are compassionate, professional and very thorough. My father and I are immensely grateful. Thank you again!read more
Andrea Virag
Andrea Virag
21:00 03 Nov 21
I was very happy with their service. They were easy to understand and walked me through what had to be done. Did exactly what I asked for. They let me know when they had recived my mother and through out the whole process. I would highly recommend them.read more
Janice Codeluppi
Janice Codeluppi
18:59 28 Sep 21
Affordable Burials and Cremations is an excellent organization. Amanda made a difficult process easy. She shared her expert knowledge with us and helped us gain the wherewithal to handle the sad task of saying goodbye to our mother and to carry on with the necessary business of closure. Thanks.read more
Helen Bradley
Helen Bradley
14:05 25 Sep 21
The Team at Affordable were, without exception, courteous, professional, prompt and pro-active. I applaud all their efforts to make the cremation process as painless as possible at a time when our grief was overwhelming and much had to be accomplished in a short space of time. I would recommend Affordable to anyone who is unfortunately making cremation arrangements upon the passing of a loved one. In closing, I wish to send a special shout-out to owner Andrew, who was especially understanding.read more
Mimi Straka
Mimi Straka
12:23 26 Aug 21
We were very satisfied with the service for the cremation of my grandmother. The staff was extremely professional and sympathetic. The entire process went very smoothly. We have peace of mind knowing that my grandmother was in good hands. Would definitely recommend their services.read more
Sofia Tran
Sofia Tran
20:43 19 Aug 21
Grateful for the fine folks at Affordable Burials & Cremations for meeting my family and myself with kindness, compassion, knowledge and professionalism. Andrew, Lance and Fatima are truly a gift to this community. It's been one of the hardest times of my life and I couldn't have asked for a better team to intrust my process too. I will always be grateful to you all.read more
Meli Baxter
Meli Baxter
15:50 22 Jul 21
They were great in answering all my questions, even when I called several times to get answers with different staff members. Everyone was super kind and helpful. They were quick and provided the service quicker than expected. They are also the best price for the services they offered. 100% would recommend to everyone I know.read more
martina roncarelli
martina roncarelli
14:05 14 Apr 21
Amanda was very professional and made a stressful time much easier. She answered all my questions, and I had a lot of them. Everything was handled promptly and respectfully. She made sure to go through all the paperwork with me when I came to pick up my Dad and was very kind. They are located in a modern building with a large parking lot in the back which made access very easy. I would highly recommend them.read more
Jennifer Hocking
Jennifer Hocking
16:11 23 Jan 21
If you’ve lost your dearest, if you don’t know what to do, how worthy to follow him to his last journey , don’t hesitate to apply for help to Affordable Burials & Cremations. People who work there feel your grief as their own. They make everything possible to sooth your sorrow and to organize funeral masterfully. Special gratitude to Fatima! God bless you and your family!read more
Helen Zenchenko
Helen Zenchenko
21:03 15 Jan 21
I am/was grateful for the calmness and competency of ABC and in particular Amanda as I navigated my mother's passing. There was only kindness, no pressure and always clarity as it was always explained to me what the next steps were and what to expect. When the pre-paid account was reviewed there was even a reimbursement made to me. I am very glad to have chosen them.read more
Christina Hotz
Christina Hotz
15:59 24 Dec 20
Affordable Burials & Cremations was very professional, helpful and understanding in my families time of need. I truly appreciated their help in our tough time. They handled everything, and took all of the stress and worry out of the process. I would highly recommend Affordable Burials and Cremations.read more
Chase S
Chase S
20:42 08 Dec 20
We did not have the chance to make prior arrangements with ABC, but 3 hours after our first call early on a Saturday morning, we were able to complete all paperwork promptly provided by Amanda, and sensitive and respectful staff came to our house and took our family member into their care. After, we were given an extremely helpful check list, all necessary documents in the proper number of certified copies... everything we needed was there to assist. All of this was done with professionalism and caring. Amanda was a wonderful support to our family at a difficult time, and provided expert guidance through the myriad legal processes required.read more
Jane Pepino
Jane Pepino
20:37 02 Dec 20
This review is for the extraordinary service provided by Fatima over at Affordable Burials & Cremations. First off, I would like to comment at Fatima's attention to detail and this is needed as when our loved ones passes away we are not in the greatest frame of mind so having someone explain all the steps required is essential. Everything was laid out to me in terms of all the activities and costs with no hidden fees. Within 5 days my father was safely cremated and put away peacefully which far exceeds my family expectations during these pandemic times. On behalf of the Wong family, I would like to thank Fatima and her crew for making this a seamless experience.Thanks,Henryread more
Emily Fong
Emily Fong
14:06 16 Nov 20
This was frankly--a flawless experience from start to finish. With one phone call, they pick up the ball, execute, communicate in just the right time and just the right way, with all details covered in minute detail. You cannot ask for more ease, more relevant information, and a more helpful experience. Simply amazing--an exemplary customer service experience. Cannot recommend these folks highly enough. Absolutely perfect, from start to finish. These folks have it goin' on...read more
Cathleen Colehour
Cathleen Colehour
06:53 21 Oct 20
Affordable Burials and Cremations made a very difficult situation easier to manage. This company was very professional and easy to deal with. They were very up front and answered any questions we had immediately. I thank them for all there help and would recommend them to anyone that asked.read more
Christine Allotta
Christine Allotta
14:56 30 Aug 20
Andrew and Amanda have been incredible. I contacted Andrew when I learnt my brother was near death. He was extremely sensitive and professional from start to finish. No pressure, providing all the necessary paperwork for when the time came of my brothers passing. After which I spoke with Amanda via phone and email and she too was extremely sensitive and understanding, answering all my questions regarding the unusual situation of my handling his cremation from California while my brother was in Scarborough. The cost of their service and cost (last minute decision) to have my brother's remains sent to me in California was very reasonable; beyond what I expected. Thank you Andrew and Amanda. You made this difficult time easier to deal with.read more
Joanne Bogias
Joanne Bogias
03:35 27 Aug 20
I was extremely impressed with Andrew and his team. They were so very kind, gentle and thoughtful in keeping me informed throughout the process when my brother suddenly passed away. They also price matched the other firm I had contacted. I would highly recommend their services. A great team!!read more
Susan Cosenzo
Susan Cosenzo
10:45 12 Aug 20
After my father passed away I had a lot of questions about next steps and costs. The staff at Affordable Burials and Cremations were available 24/7 to answer my questions and help me navigate the process. The services were affordable and reasonable.I especially want to thank Fatima for her help. She went above and beyond to provide me with peace of mind during a difficult time.read more
Kyle Richardson
Kyle Richardson
22:13 17 Jun 20
I found Affordable Burials and Cremations on the internet and upon my first conversation with them, I recommended their services to and for two clients of mine not currently living in Toronto. The very first impression I had, was they are very professional and compassionate. I appreciate the service provided and I would certainly recommend them again. Thank you very much.read more
Felipe Ramirez
Felipe Ramirez
22:09 02 Mar 20
Thank Affordable Burials & Cremations Team. We were without clue on what was needed in this circumstances and Paul and team, guided us with a lot of compassion and patience, which gave us some piece of mind during such hard time. In summary, when I died, I would love to have the Affordable Burials & Cremations Team looking after my cremations as I know they will guide and protect my family as they were theirs. I am so thankful that I found you.read more
Maruan Haidar
Maruan Haidar
20:50 12 Feb 20
During this difficult time, they responded so quickly, clear and simple. I am so satisfied with their professional service. By the way, they never sell me something I don't want. Thanks Fatima and Amanda. I'd like to recommend them to my friend strongly.read more
Vicky li
Vicky li
23:50 08 Feb 20
Much thanks to Amanda and Andrew for guiding us through this hard time.They answered all questions. Their online forms were easy to fill out. They fulfilled all the necessary details and duties without us having to remind them. They also kept us informed of their progress during the entire time. We couldn't have asked for anything more.read more
Peter Yan
Peter Yan
18:49 04 Jan 20
Fatima and her team provided exceptional service during our difficult times. She was professional, compassionate and took her time to explain the procedure. Even after the service, she provided all paperwork and support with quick response. Highly Recommend!read more
Amie T
Amie T
19:49 28 Dec 19
We found affordable Burials and Cremations after a Horrible experience with a big Funeral home . Affordable Burials & Cremations website was very clear and I might add, very precise about everything. Paul was very professional and understood our situation. He made us feel very comfortable and at peace knowing their company can take care of everything. We appreciate it and recommend them for their professionalism , pricing, and their exceptional level of service. Thank you again Paul.read more
MEHDI FARHADPOUR
MEHDI FARHADPOUR
20:45 17 Dec 19
My father died suddenly and we used Affordable Burial and Cremation (ABC). Right from the beginning, Andrew and Fatima were professional, sympathetic and supportive of our whole family and a pleasure to deal with. They help us with every detail which help eased this difficult situation. Fatima was wonderful and was a great guide for my mom with diffetent choices as well as assisted her to what was needed to be completed ie paperwork etc. During this difficult situation, I cannot thank ABC owners, Andrew and Fatima enough for the wonderful service, guidance they provided our family. I would highly recommend them to our family and friends and to anyone needing this service.read more
Robyn Stephenson
Robyn Stephenson
15:23 10 Dec 19
What a wonderful caring company. My husband suddenly died in Florida and the details needed to arrange for a body to come back to Canada are very complicated. Affordable Burials & Cremations handled these details and paperwork taking all the stress away from me. Once back in Canada they arranged the memorial and creamation services to perfection. Thanks to Andrew and Fatima from all our family. They made this difficult time in our lives a lot easier. I highly recommend this company to all who are in need of funeral services.read more
Gloria Chappell
Gloria Chappell
14:24 07 Dec 19
Andrew and Fatima were the epitome of warm professionalism when providing their first-rate service for my late Father-In-Law. Absolutely, no hesitation in recommending them.read more
J Newbigging
J Newbigging
21:32 06 Dec 19
The staff handled our needs with prompt, professional service. Extremely helpful with final pickup of remains and a printed guide and checklist for the next steps.read more
Phil Rock
Phil Rock
00:49 29 Nov 19
I dealt with Paul and his team at ABC. After losing my stepdad, it was comforting to have ABC share such genuine compassion and empathy throughout this process. They were incredibly responsive and communicative, making the cremation process as smooth as possible. I highly recommend ABC - they are incredibly professional, caring, and easy to work with.read more
Carly B
Carly B
22:58 18 Nov 19
In a very difficult time, the staff at Affordable Burials and Cremations made life a little easier. Andrew answered every question I had, he was kind, compassionate, professional and even offered to pick up a box of Timbits to put in with my father so I didn’t have to drive downtown to take a box. Yes, my dad loved Timmie’s 🙂read more
Valerie Robinson
Valerie Robinson
12:10 12 Oct 19
After the difficult loss of my mother, the staff at Affordable Burials & Cremations were wonderful. They helped me every step of the way with the planning, and not only answered all of my questions, anticipated one's I hadn't asked yet. I would definitely recommend their services.read more
Melissa Doldron
Melissa Doldron
20:02 10 Sep 19
This business is very deserving of it's perfect 5/5 rating on Google. Andrew and Fatima were so patient and easy to work with in a tough time! Thankfully one of the easiest parts after death thanks to ABC.read more
Dustin Dubiel
Dustin Dubiel
16:47 21 Aug 19
The service at Affordable Burials & Cremations is excellent. The representatives are knowledgeable, courteous, and professional. (Thank you Fatima!) The communication was stellular and non-intrusive. There was no "sales" pitch and all questions were answered. They offer a wide range of services. Further, it was very helpful that we could make arrangements online. Our family was guided through all the necessary steps and we were comfortable releasing our family member into their care. With complete confidence, I highly recommend this company.read more
Tamara Rajala
Tamara Rajala
23:38 20 Jul 19
The service at Affordable Burials & Cremations is excellent. The representatives are knowledgeable, courteous, and professional. (Thank you Fatima!) The communication was stellular and non-intrusive. There was no "sales" pitch and all questions were answered. They offer a wide range of services. Further, it was very helpful that we could make arrangements online. Our family was guided through all the necessary steps and we were comfortable releasing our family member into their care. With complete confidence, I highly recommend this company.read more
Tamara Rajala
Tamara Rajala
23:38 20 Jul 19
Kindness, compassion and gentle guidance from my first, emotionally fraught contact with this outstanding firm in the small hours of an English night, through our subsequent meetings face to face in Toronto, to the final handshake. My heartfelt thanks to Amanda in particular, and to her colleagues. Very highly recommended.read more
Kim Reeman
Kim Reeman
13:55 15 Jul 19
I came across ABC on Google & they are excellent and professional from start to Finish, guide you through the entire process with care and passion, took time to lead you with no pressure and always a step ahead of whats needed to be done and always prompt with updates through phone or email. would truly recommend ABC to anyway that looking for great service at a reasonable price. keep up the good work.read more
Shelvin Li
Shelvin Li
23:39 24 Jun 19
Amanda and Fatima were very supporting. There were many services that I didn't know what they meant, and they explained me clearly and patiently from the first moment. Fatima was so emphatic that many friends asked us if she was family or friend too. She made us feel very comfortable even we were in the middle of a very sad time.read more
Nora Vega
Nora Vega
01:57 18 Jun 19
Highly recommended, especially for such a stressful time. Completely professional, deliver exactly as they promise with no surprises or additional fees. Convenient location and far easier and respectful to deal with than larger funeral homes that overcharge. Many options available to suit a budget cremation or formal funeral arrangement.read more
pholtwg
pholtwg
19:33 11 Jun 19
I was recommended by a close co-worker/friend to Affordable Burials & Cremations and I'm very thankful for that. I was provided amazing service from start to finish from everyone I dealt with Amanda, Andrew & Fatima, all of them were extremely professional. The team was respectful and kept me updated throughout the entire process. They assisted me as I've never dealt with losing an intimidate family member before and didn't know where to start. I would strongly recommend ABC and will continue to support family run businesses with excellent customer service.read more
Melissa
Melissa
00:03 09 Jun 19
I was recommended by a close co-worker/friend to Affordable Burials & Cremations and I'm very thankful for that. I was provided amazing service from start to finish from everyone I dealt with Amanda, Andrew & Fatima, all of them were extremely professional. The team was respectful and kept me updated throughout the entire process. They assisted me as I've never dealt with losing an intimidate family member before and didn't know where to start. I would strongly recommend ABC and will continue to support family run businesses with excellent customer service.read more
Melissa
Melissa
00:03 09 Jun 19
Fatima and Amanda were both amazing to deal with. They were very helpful and took care of everything quickly. It was wonderful to have people guide you through such a difficult time.read more
Lesley C
Lesley C
15:57 21 May 19
Paul and Fatima were absolutely wonderful. Outstanding in every way. They explained every step very clearly, came so quickly and were so patient and kind when collecting my mother's body, warm and helpful in the ABC office when I collected the remains with many helpful forms and government requirements already completed. No pressure, just kindness and excellent service and true human empathy. Thank you so much.read more
leftcoastpining
leftcoastpining
02:07 14 May 19
The price was great and I'm glad my brother found them. All the paperwork gets prepared for you and they act quickly when the time comes.Where starts were lost was when I sent a pic of my Dad for the obituary and Fatima made a comment.... "Wow, did he ever change" (referring to how he has decomposed). This comment bothered me for quite some time and I felt it lacked professionalism. She also cried during two meetings. When she did so the first time, I thought it was sincere. But when she did so at the second meeting, I started to wonder if she can make herself tear up. It seemed fake.All that being said, I would still recommend them.read more
Will Itell
Will Itell
07:13 30 Apr 19
You made a difficult situation and choice easy. I found the service to be exceptionally professional, with easy to deal with contracts and regular communication. It was a challenging time for our family, so dealing with the cremation and having help with the paperwork was truly appreciated.read more
Ski Forfun
Ski Forfun
21:28 26 Apr 19
I wasn’t there for my Mum’s funeral as I live in Australia and couldn’t make it there in time but everyone messaged me saying that the funeral was perfect. The application forms are straight forward and easily completed. Fatima goes above and beyond to make things easier. Highly recommend them! Well done to the team.read more
Christian Charousaei
Christian Charousaei
13:42 02 Apr 19
Affordable Burials and Cremations offers a comfortable and affordable service. My firm helped the owners design their new facility in North York.
Gary Erickson
Gary Erickson
23:00 23 Mar 19
We want to thank Fatima, Andrew, Amanda, and Team for being very detailed, professional, and compassionate in the passing of our grandmother. They accommodated our specific needs and we found the pricing on their website to be flexible, transparent and fair. They guided us through every step of the process and were extremely timely in corresponding with us. We highly recommend Affordable Burials and Cremations without any reservation and are greatly appreciative for everything.read more
Mario Young
Mario Young
00:56 20 Mar 19
I would like to say thank you to the staff here! They went above and beyond to help me and my family during my moms passing. From the first contact they were respectful, they explained every step over the phone prior to us agreeing to anything. They were on time to pick up my mom and very well organized! The cremation of my mother was seamless. Thank you again for all you have done for us.read more
Julie Wilhelm
Julie Wilhelm
20:43 21 Feb 19
My brother found Affordable Burials & Cremation while searching for places online and I'm glad he did. Fatima was so professional every step of the way. She is very compassionate and sweet. This was our first experience dealing with a death and Fatima explained every step in great detail. I was concerned about all the paperwork and filing I needed to do but the package that Fatima prepared spelled everything out and I felt a weight was lifted off my shoulders. If you have to deal with a death, this is the place to use.Thank you Fatima for all your help.read more
Will Itell
Will Itell
19:35 21 Feb 19
I highly recommend this company. They were knowable and kind. They made the process for my husband's cremation easy for me and helped me navigate what needs to be done next. Thank you.read more
ruthstuartmoore
ruthstuartmoore
21:12 13 Feb 19
Our family unexpectedly lost our mother while she was visiting from outside of the country. We contacted ABC because of all the good reviews we read. Each is well-deserved and we are here to add one more. The service was second to none. They walked us through all the necessary arrangements with compassion and care and took care of many of the logistics on our behalf. We are deeply grateful to them for the level and quality of service that they provided and would highly recommend them.Efeso Dos Santosread more
Samtos Samoyed
Samtos Samoyed
21:56 06 Feb 19
This company know the meaning of good customer service. Amanda was sympathetic and efficient at everything she did. The prices are very affordable and reasonable. Thank you for all you help from the moment I called to the end of the funeral. You guys are amazing!!!!read more
Carolina Vidal
Carolina Vidal
19:22 30 Jan 19
I learned about ABC from a brochure that they had left at Wexford Residence. The nursing home suggested that I make advance arrangements for my mother as she was 101 years old and I did so online back in February. It was very easy to navigate their website and when the time came in November all I had to do was make one phone call and everything was handled professionally , efficiently, and courteously . There were no high pressure sales pitches and the fee for their services was very reasonable. Fatima ensured that everything went smoothly and no detail was overlooked. I would certainly recommend ABC to anyone who requires this service.read more
John Soules
John Soules
18:58 22 Nov 18
I am very pleased to have this opportunity to express how pleased I was with your services. As the Estate Trustee, I was entrusted by the deceased and his family to make appropriate arrangements for his cremation and burial. While significant resources were available for a “Grand Celebration”, the deceased had requested modest arrangements be made. Honoring these wishes, I turned to Affordable Burials and Cremations, and was impressed with the ease with which all arrangements could be made, and while not an issue for me with this Estate, the value pricing. I did have one concern, which was that with such economical pricing, might the personal service and all arrangements seem “cheap”, which would not have been appropriate. I had no reason for any concern. As I dealt with ABC, their compassion and respect to my needs and the deceased were uncompromised. When time came to pick up the deceased from his home, ABC arrived promptly and with the greatest of respect and dignity took care of all arrangements for the removal, cremation and paperwork to my, and the families, complete satisfaction. Looking back, I really should not have had any concerns, the Newbigging Family has been providing quality, professional and respectful support to families in Toronto for many decades, and they are continuing this level of superior service at ABC.read more
Patrick Anderson
Patrick Anderson
15:50 12 Nov 18
Our experience with Fatima and Andrew was warm, pleasant and professional all at the same time. They we clear about the services that their company provides and acted accordingly upon our request. They were always respectful and delivered as promised. We required an affordable cremation service as per the deceased's request without a lot of bells and whistles. If this is the type of service one requires... We would recommend Affordable Burials and Cremations without reservation.read more
Thomas Anderson
Thomas Anderson
02:46 05 Nov 18
Affordable Burials and Cremations service was informative, professional and compassionate. Straightforward and reassuring. Affordable services indeed and convenient. Fatima and Amanda were especially kind at a difficult time. The website is easy to navigate and explanatory.read more
Jill Tarswell
Jill Tarswell
23:55 01 Nov 18
I live in Las Vegas, and my mom passed away in Toronto. She had wanted to be cremated, and I had no idea how to go about any of it. My friend in Toronto recommended a few places, and I Googled some myself. The places that I called first were difficult to contact, expensive and, pushy. Fatima at ABC was professional, kind, and extremely helpful. Their prices were reasonable, the service was impeccable, and I couldn’t have done it without them. I would highly recommend Fatima and ABC to anyone in need. I can’t thank them enough.read more
Mercedes Connor
Mercedes Connor
21:32 01 Nov 18
ABC has a comprehensive and easy to navigate website that shows you all the details you would want to see before even picking up the phone. The staff are lovely, helpful and kind. Amanda was helpful from the start to finish with my aunt's cremation. The urn we selected was in even more beautiful than pictured. I can highly recommend ABC's services.read more
S M
S M
19:43 26 Oct 18
Our family was treated with the upmost care and respect. Amanda and here team are real professionals, who understand the stress we all go through when we lose a loved one.I would highly recommend their quality service.read more
Robert Hollands
Robert Hollands
17:02 26 Oct 18
I had an excellent experience with Andrew and Fatima at ABC. I contacted their phone service on a Sunday and had my call returned promptly. Fatima was very kind and help us make the arrangements we needed for a reasonable price. We picked up our loved one within four business days. Andrew helped us fill out the necessary paperwork and was very professional.read more
James McGowan
James McGowan
20:37 15 Sep 18
Thank you so much for your prompt assistance throughout every step of the process and I really appreciate your great attention to detail and professionalism.read more
Sabrina Johnson
Sabrina Johnson
20:54 17 Aug 18
My son Michael passed away recently and this heart wrenching event was made so much easier by the unsurpassed service of ABC and in particular Fatima. I will always remember the sensitively and efficiency of the remarkable staff and I highly recommend this company.read more
Ann Beauregard
Ann Beauregard
00:52 10 Aug 18
Living in BC, I was concerned that making arrangements for my Mom across the country was going to be complicated. I was very pleased with how streamlined ABC made the process. Fatima was extremely helpful and knowledgeable making things as easy as possible during an otherwise difficult time.read more
Richard Ferrari
Richard Ferrari
18:54 08 Aug 18
My Aunt recently passed away in Scarborough and I came across ABC when researching cremation options. The website was informative and straight forward and the staff (especially Fatima) were extremely kind, helpful and compassionate throughout the entire process. I was comforted to know that my Aunt was being looked after but such professional and caring people. The quote provided was exactly what I was charged and was very detailed with no hidden costs.read more
L Croft
L Croft
13:58 06 Aug 18
Information on the ABC website is easy to understand, and the on-line booking is straight forward. There is no hidden costs in addition to the services we want.Andrew, the Owner of ABC, was most helpful in our initial meeting taking us through the whole process with compassion and answered all of our questions.Fatima has provided us with a very professional caring service, and she was extremely helpful in explaining the process and helping us through the cremation. Her reaching out to us proactively was effective and comforting.The personalized folder with information and the necessary forms to be completed for filing with the various government agencies was most helpful. Thanks ABC for helping us out during these difficult and grieving moments. We will not hesitate in recommending ABC to anyone.The Yuen familyread more
Jimmy Yuen
Jimmy Yuen
11:32 05 Aug 18
My father was going to pass away from cancer so I was researching funeral homes as we had NO idea of what to do. I came across Affordable Burials & Cremations and had seen that they were an excellent organization. The reviews are true, especially about Fatima. She was very sincere and helpful, she actually feels for you with empathy. She guided our family the whole way until the end. Our family wanted to do a Buddhist ceremony at the Chapel with more extended time than was listed on their site. She was very accommodating. The chapel was just the right size and comfortable. Lots of parking too for visitors. I loved that ABC's services are very flexible and customizable. They accommodate all sorts of budgets. The prices were more than fair. All in all, I highly recommend anyone who needs funeral services. The entire staff at ABC is amazing!read more
An
An
22:08 01 Aug 18
After the passing of my brother, I found ABC online, and since the reviews were good, I called, and I felt comforted knowing they would take care of everything. All was done compassionately, and well. i would strongly recommend them.read more
Ellen Limit
Ellen Limit
21:27 23 Jun 18
ABC was recommended by a close friend after my mother passed much sooner than expected. Their online booking was straightforward with no hidden costs. What you were quoted was what you paid.Andrew was most helpful in taking me through the process with compassion and answered all of my questions. At no time was I pressured to purchase services I didn’t want or need.Fatima was most helpful in explaining the process before and after cremation. And finally, Amanda provided a complete personalized folder with all the documents I would be required to handle as Executor after my mother’s passing. Their service was kind and professional from start to finish. I appreciated it especially at this difficult time. I highly recommend ABC without reservation!Taru Virkamakiread more
Taru Virkamaki
Taru Virkamaki
08:20 21 Jun 18
ABC was recommended to my sister and I during the lead up to a loved one's passing in palliative care. ABC's assistance in dealing with all of the things that need to be done, which no one ever really thinks about -- save for the professionals, thankfully -- was invaluable, and greatly appreciated by our family.Between creating a personalized folder with all of the necessary documents to be submitted to various government agencies following one's death, and handling transportation of our loved one's remains at every stage post mortem, ABC's full service outlook for their clients did not go unnoticed.I would recommend them without hesitation, as the services they provide at what is usually a very difficult time made everything go very smoothly. Top marks for ABC (all A+'s, no B's or C's!)Michael ScrivenerTorontoread more
Michael Scrivener
Michael Scrivener
13:42 17 May 18
Our experience with Affordable Burials and Cremations was quite complex, but I was very satisfied to have Andrew's (owner) willingness to offer support, proactive approach towards our issue, and compassionate help. Thank you for helping us during these grieving moments and not classifying us just as another client. Reaching out to us made us feel that you have the empathy to carry not just a quality service, but a successful business. Calderon family.read more
J C
J C
18:52 02 May 18
ABC was recommended to me by a friend. Andrew calmly walked me through the steps and filling out the online form was simple and straight forward, without having to print/scan. I found the whole experience helpful and there was no emotional pressure at any time for purchasing additional services/products. It's a very difficult time in my life and I appreciated compassion and guidance from Andrew and Fatima. Thank you so much!read more
Tiina Maripuu
Tiina Maripuu
16:15 11 Mar 18
12/13/2017My name is Amy and I live in Las Vegas, Nevada. My friend, Sandra passed away in Toronto, Canada and left me as the executor of her will. I was completely lost and heartbroken. I had no idea what I was doing and I did not understand anything I was supposed to do-and being in another country made this almost impossible to handle.Fatima was friendly, compassionate, kind, and professional from start to finish. She handled everything with the sensitivity and ease needed in the difficult area of death. The day I had sign off on documents, answer questions, and complete everything was very difficult and Fatima took the time to explain everything in detail. She definitely took my feelings and emotions seriously and that was very much appreciated.Fatima brought comfort and compassion during such a difficult time. I feel Fatima went above and beyond that in answering questions, filling my requests for many items, and handling everything from another country with so much kindness. I was able to contact Fatima about anything whenever I needed help or information about anything.Fatima, Your thoughtfulness and consideration are very much appreciated. I could not have gotten through this without you nor could I have coped without your help and words of wisdom. I really feel that you went above and beyond-and I will be forever grateful.XOXO,Amy Janoffread more
Amy Janoff [Lunt ES]
Amy Janoff [Lunt ES]
22:26 13 Dec 17
I called from the hospital my mom was passing. I was confused and emotional. Fatima was wonderful she took my information told me not to worry they would walk me though everything. They handled everything from the time the hospital called them until the service at the Chapel.They guided me though some tough decisions and held my hand Fatima and Andrew were caring and compassionate their passion to help others shines though. There pricing is clearly listed and almost a third of the cost and no pressure, just really amazing service.read more
Penne Allen
Penne Allen
16:19 10 Jun 17
‹
›
See More

Footer

Affordable Burials and Cremations Inc.
Our Family Serving Your Family

Inquiries

Please call us at 416-487-9697 to set an appointment to discuss pre-planning with a caring professional.

Licensed By

Consumer Information Guide

Our Office

41 Industrial Street
Unit #102
Toronto, Ontario M4G 0C7  
View Our General Price List
Copyright © 2025 Affordable Burials and Cremations Inc.. Transfer Service Operator Class 1 License #754 All rights reserved. Affordable Burials and Cremations Inc., 41 Industrial Street Unit #102, Toronto, Ontario M4G 0C7, Canada – Phone: 416-487-9697 Email: info@abc-toronto.com  

Contact | Directions | Pre-planning | Obituaries | FAQ | Price List | Toronto Cremation Services

Facebook | Twitter | Site Map | Terms of Use | Privacy Policy